This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 875 | 613 |
| 2 | 50,875 | 890 | 623 |
| 3 | 51,765 | 906 | 634 |
| 4 | 52,671 | 922 | 645 |
| 5 | 53,593 | 938 | 657 |
| 6 | 54,531 | 954 | 668 |
| 7 | 55,485 | 971 | 680 |
| 8 | 56,456 | 988 | 692 |
| 9 | 57,444 | 1,005 | 704 |
| 10 | 58,449 | 1,023 | 716 |
| 11 | 59,472 | 1,041 | 729 |
| 12 | 60,513 | 1,059 | 741 |
| 13 | 61,572 | 1,078 | 754 |
| 14 | 62,649 | 1,096 | 767 |
| 15 | 63,746 | 1,116 | 781 |
| 16 | 64,861 | 1,135 | 795 |
| 17 | 65,996 | 1,155 | 808 |
| 18 | 67,151 | 1,175 | 823 |
| 19 | 68,327 | 1,196 | 837 |
| 20 | 69,522 | 1,217 | 852 |
| TOTAL | $20,739 | $14,517 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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