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Comparison of Deposit Account from The Tampa State Bank with 0.45% - April 2025

Long-Term Analysis of The Citizens National Bank with 1.25% APY and The Tampa State Bank with 0.45% APY and Alva State Bank & Trust Company with 0.90% APY and The Bank of Tioga with 0.46% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

The Citizens National Bank

1.25%

$50,000

60 Month

Bank

1.36x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	625	438
2	50,625	633	443
3	51,258	641	449
4	51,899	649	454
5	52,547	657	460
6	53,204	665	466
7	53,869	673	471
8	54,543	682	477
9	55,224	690	483
10	55,915	699	489
11	56,614	708	495
12	57,321	717	502
13	58,038	725	508
14	58,763	735	514
15	59,498	744	521
16	60,241	753	527
17	60,994	762	534
18	61,757	772	540
19	62,529	782	547
20	63,310	791	554
	TOTAL	$14,102	$9,871

LOCAL CD

The Tampa State Bank

0.45%

$50,000

36 Month

Bank

0.60x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

Alva State Bank & Trust Company

0.90%

$50,000

48 Month

Bank

1.10x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	450	315
2	50,450	454	318
3	50,904	458	321
4	51,362	462	324
5	51,824	466	326
6	52,291	471	329
7	52,761	475	332
8	53,236	479	335
9	53,715	483	338
10	54,199	488	341
11	54,687	492	345
12	55,179	497	348
13	55,675	501	351
14	56,177	506	354
15	56,682	510	357
16	57,192	515	360
17	57,707	519	364
18	58,226	524	367
19	58,750	529	370
20	59,279	534	373
	TOTAL	$9,813	$6,869

LOCAL CD

The Bank of Tioga

0.46%

$50,000

36 Month

Bank

0.61x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.46%	Annual Interest	Annual Interest (After Tax)
1	50,000	230	161
2	50,230	231	162
3	50,461	232	162
4	50,693	233	163
5	50,926	234	164
6	51,161	235	165
7	51,396	236	165
8	51,632	238	166
9	51,870	239	167
10	52,108	240	168
11	52,348	241	169
12	52,589	242	169
13	52,831	243	170
14	53,074	244	171
15	53,318	245	172
16	53,563	246	172
17	53,810	248	173
18	54,057	249	174
19	54,306	250	175
20	54,556	251	176
	TOTAL	$4,807	$3,365

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.

Compare Savings vs. CDs Comparison of Deposit Account from The Tampa State Bank with 0.45% - April 2025

Long-Term Analysis of The Citizens National Bank with 1.25% APY and The Tampa State Bank with 0.45% APY and Alva State Bank & Trust Company with 0.90% APY and The Bank of Tioga with 0.46% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from The Tampa State Bank with 0.45% - April 2025