This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,201 | 1,541 |
| 2 | 52,201 | 2,298 | 1,609 |
| 3 | 54,499 | 2,399 | 1,679 |
| 4 | 56,898 | 2,505 | 1,753 |
| 5 | 59,403 | 2,615 | 1,830 |
| 6 | 62,017 | 2,730 | 1,911 |
| 7 | 64,747 | 2,850 | 1,995 |
| 8 | 67,598 | 2,976 | 2,083 |
| 9 | 70,573 | 3,107 | 2,175 |
| 10 | 73,680 | 3,243 | 2,270 |
| 11 | 76,923 | 3,386 | 2,370 |
| 12 | 80,310 | 3,535 | 2,475 |
| 13 | 83,845 | 3,691 | 2,584 |
| 14 | 87,536 | 3,853 | 2,697 |
| 15 | 91,389 | 4,023 | 2,816 |
| 16 | 95,412 | 4,200 | 2,940 |
| 17 | 99,612 | 4,385 | 3,069 |
| 18 | 103,997 | 4,578 | 3,205 |
| 19 | 108,575 | 4,779 | 3,346 |
| 20 | 113,354 | 4,990 | 3,493 |
| TOTAL | $68,344 | $47,841 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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