This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.07% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,033 | 1,423 |
| 2 | 52,033 | 2,116 | 1,481 |
| 3 | 54,149 | 2,202 | 1,541 |
| 4 | 56,350 | 2,291 | 1,604 |
| 5 | 58,642 | 2,384 | 1,669 |
| 6 | 61,026 | 2,481 | 1,737 |
| 7 | 63,507 | 2,582 | 1,808 |
| 8 | 66,089 | 2,687 | 1,881 |
| 9 | 68,777 | 2,796 | 1,958 |
| 10 | 71,573 | 2,910 | 2,037 |
| 11 | 74,483 | 3,028 | 2,120 |
| 12 | 77,512 | 3,152 | 2,206 |
| 13 | 80,663 | 3,280 | 2,296 |
| 14 | 83,943 | 3,413 | 2,389 |
| 15 | 87,356 | 3,552 | 2,486 |
| 16 | 90,908 | 3,696 | 2,587 |
| 17 | 94,604 | 3,847 | 2,693 |
| 18 | 98,451 | 4,003 | 2,802 |
| 19 | 102,454 | 4,166 | 2,916 |
| 20 | 106,620 | 4,335 | 3,035 |
| TOTAL | $60,955 | $42,669 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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4.90% |
$1,000 |
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Last change: ↓0.10% on October 1. |
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