This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.92% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,960 | 1,372 |
| 2 | 51,960 | 2,036 | 1,425 |
| 3 | 53,996 | 2,116 | 1,481 |
| 4 | 56,112 | 2,199 | 1,539 |
| 5 | 58,311 | 2,285 | 1,600 |
| 6 | 60,596 | 2,375 | 1,662 |
| 7 | 62,971 | 2,468 | 1,727 |
| 8 | 65,439 | 2,565 | 1,795 |
| 9 | 68,003 | 2,665 | 1,866 |
| 10 | 70,668 | 2,769 | 1,939 |
| 11 | 73,438 | 2,878 | 2,015 |
| 12 | 76,316 | 2,991 | 2,094 |
| 13 | 79,307 | 3,108 | 2,176 |
| 14 | 82,415 | 3,230 | 2,261 |
| 15 | 85,644 | 3,356 | 2,349 |
| 16 | 89,001 | 3,488 | 2,442 |
| 17 | 92,489 | 3,625 | 2,537 |
| 18 | 96,113 | 3,767 | 2,637 |
| 19 | 99,880 | 3,914 | 2,740 |
| 20 | 103,794 | 4,068 | 2,847 |
| TOTAL | $57,862 | $40,504 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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