This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.82% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,908 | 1,335 |
| 2 | 51,908 | 1,980 | 1,386 |
| 3 | 53,888 | 2,056 | 1,439 |
| 4 | 55,944 | 2,134 | 1,494 |
| 5 | 58,078 | 2,216 | 1,551 |
| 6 | 60,294 | 2,300 | 1,610 |
| 7 | 62,594 | 2,388 | 1,672 |
| 8 | 64,982 | 2,479 | 1,735 |
| 9 | 67,461 | 2,574 | 1,802 |
| 10 | 70,034 | 2,672 | 1,870 |
| 11 | 72,706 | 2,774 | 1,942 |
| 12 | 75,480 | 2,880 | 2,016 |
| 13 | 78,359 | 2,989 | 2,093 |
| 14 | 81,349 | 3,103 | 2,172 |
| 15 | 84,452 | 3,222 | 2,255 |
| 16 | 87,674 | 3,345 | 2,341 |
| 17 | 91,019 | 3,472 | 2,431 |
| 18 | 94,491 | 3,605 | 2,523 |
| 19 | 98,096 | 3,742 | 2,620 |
| 20 | 101,839 | 3,885 | 2,720 |
| TOTAL | $55,724 | $39,007 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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