This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.71% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,856 | 1,299 |
| 2 | 51,856 | 1,925 | 1,347 |
| 3 | 53,781 | 1,996 | 1,397 |
| 4 | 55,777 | 2,070 | 1,449 |
| 5 | 57,848 | 2,147 | 1,503 |
| 6 | 59,995 | 2,227 | 1,559 |
| 7 | 62,222 | 2,310 | 1,617 |
| 8 | 64,532 | 2,395 | 1,677 |
| 9 | 66,927 | 2,484 | 1,739 |
| 10 | 69,411 | 2,577 | 1,804 |
| 11 | 71,988 | 2,672 | 1,871 |
| 12 | 74,660 | 2,771 | 1,940 |
| 13 | 77,432 | 2,874 | 2,012 |
| 14 | 80,306 | 2,981 | 2,087 |
| 15 | 83,287 | 3,092 | 2,164 |
| 16 | 86,378 | 3,206 | 2,244 |
| 17 | 89,585 | 3,325 | 2,328 |
| 18 | 92,910 | 3,449 | 2,414 |
| 19 | 96,359 | 3,577 | 2,504 |
| 20 | 99,936 | 3,710 | 2,597 |
| TOTAL | $53,645 | $37,552 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25, 2024. |
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29, 2024. |
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|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4, 2024. |
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|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23, 2024. |
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|
4.65% |
$1,000 |
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Last change: ↓0.10% on September 22, 2024. |
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