This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.90% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 451 | 316 |
| 2 | 50,451 | 455 | 319 |
| 3 | 50,906 | 459 | 321 |
| 4 | 51,365 | 463 | 324 |
| 5 | 51,829 | 467 | 327 |
| 6 | 52,296 | 472 | 330 |
| 7 | 52,768 | 476 | 333 |
| 8 | 53,244 | 480 | 336 |
| 9 | 53,724 | 485 | 339 |
| 10 | 54,209 | 489 | 342 |
| 11 | 54,698 | 493 | 345 |
| 12 | 55,191 | 498 | 348 |
| 13 | 55,689 | 502 | 352 |
| 14 | 56,191 | 507 | 355 |
| 15 | 56,698 | 511 | 358 |
| 16 | 57,209 | 516 | 361 |
| 17 | 57,725 | 521 | 364 |
| 18 | 58,246 | 525 | 368 |
| 19 | 58,771 | 530 | 371 |
| 20 | 59,302 | 535 | 374 |
| TOTAL | $9,836 | $6,885 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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