This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,063 | 1,444 |
| 2 | 52,063 | 2,148 | 1,503 |
| 3 | 54,210 | 2,236 | 1,565 |
| 4 | 56,446 | 2,328 | 1,630 |
| 5 | 58,775 | 2,424 | 1,697 |
| 6 | 61,199 | 2,524 | 1,767 |
| 7 | 63,724 | 2,629 | 1,840 |
| 8 | 66,352 | 2,737 | 1,916 |
| 9 | 69,089 | 2,850 | 1,995 |
| 10 | 71,939 | 2,967 | 2,077 |
| 11 | 74,907 | 3,090 | 2,163 |
| 12 | 77,997 | 3,217 | 2,252 |
| 13 | 81,214 | 3,350 | 2,345 |
| 14 | 84,564 | 3,488 | 2,442 |
| 15 | 88,052 | 3,632 | 2,543 |
| 16 | 91,684 | 3,782 | 2,647 |
| 17 | 95,466 | 3,938 | 2,757 |
| 18 | 99,404 | 4,100 | 2,870 |
| 19 | 103,505 | 4,270 | 2,989 |
| 20 | 107,774 | 4,446 | 3,112 |
| TOTAL | $62,220 | $43,554 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25, 2024. |
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29, 2024. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4, 2024. |
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23, 2024. |
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|
4.65% |
$1,000 |
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Last change: ↓0.10% on September 22, 2024. |
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