This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,015 | 1,411 |
| 2 | 52,015 | 2,096 | 1,467 |
| 3 | 54,111 | 2,181 | 1,526 |
| 4 | 56,292 | 2,269 | 1,588 |
| 5 | 58,560 | 2,360 | 1,652 |
| 6 | 60,920 | 2,455 | 1,719 |
| 7 | 63,376 | 2,554 | 1,788 |
| 8 | 65,930 | 2,657 | 1,860 |
| 9 | 68,587 | 2,764 | 1,935 |
| 10 | 71,351 | 2,875 | 2,013 |
| 11 | 74,226 | 2,991 | 2,094 |
| 12 | 77,217 | 3,112 | 2,178 |
| 13 | 80,329 | 3,237 | 2,266 |
| 14 | 83,566 | 3,368 | 2,357 |
| 15 | 86,934 | 3,503 | 2,452 |
| 16 | 90,438 | 3,645 | 2,551 |
| 17 | 94,082 | 3,792 | 2,654 |
| 18 | 97,874 | 3,944 | 2,761 |
| 19 | 101,818 | 4,103 | 2,872 |
| 20 | 105,921 | 4,269 | 2,988 |
| TOTAL | $60,190 | $42,133 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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