This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.01% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 503 | 352 |
| 2 | 50,503 | 508 | 355 |
| 3 | 51,010 | 513 | 359 |
| 4 | 51,523 | 518 | 362 |
| 5 | 52,041 | 523 | 366 |
| 6 | 52,564 | 528 | 370 |
| 7 | 53,092 | 534 | 374 |
| 8 | 53,625 | 539 | 377 |
| 9 | 54,164 | 544 | 381 |
| 10 | 54,709 | 550 | 385 |
| 11 | 55,258 | 555 | 389 |
| 12 | 55,814 | 561 | 393 |
| 13 | 56,375 | 567 | 397 |
| 14 | 56,941 | 572 | 401 |
| 15 | 57,514 | 578 | 405 |
| 16 | 58,092 | 584 | 409 |
| 17 | 58,675 | 590 | 413 |
| 18 | 59,265 | 596 | 417 |
| 19 | 59,861 | 602 | 421 |
| 20 | 60,462 | 608 | 425 |
| TOTAL | $11,070 | $7,749 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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