This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.85% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,425 | 998 |
| 2 | 51,425 | 1,466 | 1,026 |
| 3 | 52,891 | 1,507 | 1,055 |
| 4 | 54,398 | 1,550 | 1,085 |
| 5 | 55,948 | 1,595 | 1,116 |
| 6 | 57,543 | 1,640 | 1,148 |
| 7 | 59,183 | 1,687 | 1,181 |
| 8 | 60,870 | 1,735 | 1,214 |
| 9 | 62,604 | 1,784 | 1,249 |
| 10 | 64,389 | 1,835 | 1,285 |
| 11 | 66,224 | 1,887 | 1,321 |
| 12 | 68,111 | 1,941 | 1,359 |
| 13 | 70,052 | 1,996 | 1,398 |
| 14 | 72,049 | 2,053 | 1,437 |
| 15 | 74,102 | 2,112 | 1,478 |
| 16 | 76,214 | 2,172 | 1,520 |
| 17 | 78,386 | 2,234 | 1,564 |
| 18 | 80,620 | 2,298 | 1,608 |
| 19 | 82,918 | 2,363 | 1,654 |
| 20 | 85,281 | 2,431 | 1,701 |
| TOTAL | $37,711 | $26,398 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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