This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.28% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 640 | 448 |
| 2 | 50,640 | 648 | 454 |
| 3 | 51,288 | 656 | 460 |
| 4 | 51,945 | 665 | 465 |
| 5 | 52,610 | 673 | 471 |
| 6 | 53,283 | 682 | 477 |
| 7 | 53,965 | 691 | 484 |
| 8 | 54,656 | 700 | 490 |
| 9 | 55,355 | 709 | 496 |
| 10 | 56,064 | 718 | 502 |
| 11 | 56,782 | 727 | 509 |
| 12 | 57,508 | 736 | 515 |
| 13 | 58,244 | 746 | 522 |
| 14 | 58,990 | 755 | 529 |
| 15 | 59,745 | 765 | 535 |
| 16 | 60,510 | 775 | 542 |
| 17 | 61,284 | 784 | 549 |
| 18 | 62,069 | 794 | 556 |
| 19 | 62,863 | 805 | 563 |
| 20 | 63,668 | 815 | 570 |
| TOTAL | $14,483 | $10,138 |
| Year | Rate 0.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 15 | 11 |
| 2 | 50,015 | 15 | 11 |
| 3 | 50,030 | 15 | 11 |
| 4 | 50,045 | 15 | 11 |
| 5 | 50,060 | 15 | 11 |
| 6 | 50,075 | 15 | 11 |
| 7 | 50,090 | 15 | 11 |
| 8 | 50,105 | 15 | 11 |
| 9 | 50,120 | 15 | 11 |
| 10 | 50,135 | 15 | 11 |
| 11 | 50,150 | 15 | 11 |
| 12 | 50,165 | 15 | 11 |
| 13 | 50,180 | 15 | 11 |
| 14 | 50,195 | 15 | 11 |
| 15 | 50,210 | 15 | 11 |
| 16 | 50,225 | 15 | 11 |
| 17 | 50,241 | 15 | 11 |
| 18 | 50,256 | 15 | 11 |
| 19 | 50,271 | 15 | 11 |
| 20 | 50,286 | 15 | 11 |
| TOTAL | $301 | $211 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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