This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 176 | 123 |
| 2 | 50,176 | 176 | 123 |
| 3 | 50,352 | 177 | 124 |
| 4 | 50,528 | 177 | 124 |
| 5 | 50,706 | 178 | 125 |
| 6 | 50,884 | 179 | 125 |
| 7 | 51,062 | 179 | 125 |
| 8 | 51,242 | 180 | 126 |
| 9 | 51,421 | 180 | 126 |
| 10 | 51,602 | 181 | 127 |
| 11 | 51,783 | 182 | 127 |
| 12 | 51,965 | 182 | 128 |
| 13 | 52,147 | 183 | 128 |
| 14 | 52,330 | 184 | 129 |
| 15 | 52,514 | 184 | 129 |
| 16 | 52,698 | 185 | 129 |
| 17 | 52,883 | 186 | 130 |
| 18 | 53,069 | 186 | 130 |
| 19 | 53,255 | 187 | 131 |
| 20 | 53,442 | 188 | 131 |
| TOTAL | $3,630 | $2,541 |
| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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|
Last change: ↑0.25% on October 28. |
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|
|
5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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|
Last change: ↓0.05% on September 27. |
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