Compare Savings vs. CDs
Comparison of Deposit Account from The Commercial Bank Of Ozark with 0.53% - April 2025


Long-Term Analysis of The Commercial Bank Of Ozark with 0.48% APY and The Commercial Bank Of Ozark with 0.53% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.48%
    -
    $50,000
    12 Month
    Bank
    0.87x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.48%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 240 168
    2 50,240 241 169
    3 50,481 242 170
    4 50,723 243 170
    5 50,967 245 171
    6 51,212 246 172
    7 51,457 247 173
    8 51,704 248 174
    9 51,953 249 175
    10 52,202 251 175
    11 52,453 252 176
    12 52,704 253 177
    13 52,957 254 178
    14 53,211 255 179
    15 53,467 257 180
    16 53,724 258 181
    17 53,981 259 181
    18 54,240 260 182
    19 54,501 262 183
    20 54,762 263 184
    TOTAL $5,025 $3,518
  • 2
    LOCAL CD
    0.53%
    -
    $50,000
    18 Month
    Bank
    0.91x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.53%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 265 186
    2 50,265 266 186
    3 50,531 268 187
    4 50,799 269 188
    5 51,068 271 189
    6 51,339 272 190
    7 51,611 274 191
    8 51,885 275 192
    9 52,160 276 194
    10 52,436 278 195
    11 52,714 279 196
    12 52,993 281 197
    13 53,274 282 198
    14 53,557 284 199
    15 53,841 285 200
    16 54,126 287 201
    17 54,413 288 202
    18 54,701 290 203
    19 54,991 291 204
    20 55,283 293 205
    TOTAL $5,576 $3,903

    All calculations are for demonstration purposes only.

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    Last change: ↓0.50% on February 25.