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Comparison of Deposit Account from The Citizens State Bank with 0.83% - March 2025


Long-Term Analysis of The Citizens State Bank with 0.83% APY and CREDIT UNION OF AMERICA with 0.95% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    The Citizens State Bank
    0.83%
    -
    $50,000
    24 Month
    Bank
    1.26x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.83%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 415 291
    2 50,415 418 293
    3 50,833 422 295
    4 51,255 425 298
    5 51,681 429 300
    6 52,110 433 303
    7 52,542 436 305
    8 52,978 440 308
    9 53,418 443 310
    10 53,861 447 313
    11 54,308 451 316
    12 54,759 455 318
    13 55,214 458 321
    14 55,672 462 323
    15 56,134 466 326
    16 56,600 470 329
    17 57,070 474 332
    18 57,543 478 334
    19 58,021 482 337
    20 58,503 486 340
    TOTAL $8,988 $6,292
  • 2
    LOCAL CD
    CREDIT UNION OF AMERICA
    0.95%
    -
    $50,000
    36 Month
    Credit Union
    1.26x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286

    All calculations are for demonstration purposes only.

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    Last Update on March 15, 2025

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