This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 520 | 364 |
| 2 | 50,520 | 525 | 368 |
| 3 | 51,045 | 531 | 372 |
| 4 | 51,576 | 536 | 375 |
| 5 | 52,113 | 542 | 379 |
| 6 | 52,655 | 548 | 383 |
| 7 | 53,202 | 553 | 387 |
| 8 | 53,756 | 559 | 391 |
| 9 | 54,315 | 565 | 395 |
| 10 | 54,879 | 571 | 400 |
| 11 | 55,450 | 577 | 404 |
| 12 | 56,027 | 583 | 408 |
| 13 | 56,610 | 589 | 412 |
| 14 | 57,198 | 595 | 416 |
| 15 | 57,793 | 601 | 421 |
| 16 | 58,394 | 607 | 425 |
| 17 | 59,002 | 614 | 430 |
| 18 | 59,615 | 620 | 434 |
| 19 | 60,235 | 626 | 439 |
| 20 | 60,862 | 633 | 443 |
| TOTAL | $11,495 | $8,046 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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