This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.92% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,962 | 1,373 |
| 2 | 51,962 | 2,038 | 1,427 |
| 3 | 54,000 | 2,118 | 1,483 |
| 4 | 56,118 | 2,202 | 1,541 |
| 5 | 58,320 | 2,288 | 1,602 |
| 6 | 60,608 | 2,378 | 1,664 |
| 7 | 62,985 | 2,471 | 1,730 |
| 8 | 65,456 | 2,568 | 1,797 |
| 9 | 68,024 | 2,669 | 1,868 |
| 10 | 70,693 | 2,773 | 1,941 |
| 11 | 73,466 | 2,882 | 2,017 |
| 12 | 76,348 | 2,995 | 2,097 |
| 13 | 79,343 | 3,113 | 2,179 |
| 14 | 82,456 | 3,235 | 2,264 |
| 15 | 85,691 | 3,362 | 2,353 |
| 16 | 89,052 | 3,494 | 2,445 |
| 17 | 92,546 | 3,631 | 2,541 |
| 18 | 96,176 | 3,773 | 2,641 |
| 19 | 99,949 | 3,921 | 2,745 |
| 20 | 103,870 | 4,075 | 2,852 |
| TOTAL | $57,945 | $40,562 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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