This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.99% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 497 | 348 |
| 2 | 50,497 | 502 | 351 |
| 3 | 50,999 | 507 | 355 |
| 4 | 51,506 | 512 | 358 |
| 5 | 52,018 | 517 | 362 |
| 6 | 52,535 | 522 | 366 |
| 7 | 53,057 | 527 | 369 |
| 8 | 53,584 | 533 | 373 |
| 9 | 54,117 | 538 | 377 |
| 10 | 54,655 | 543 | 380 |
| 11 | 55,198 | 549 | 384 |
| 12 | 55,747 | 554 | 388 |
| 13 | 56,301 | 560 | 392 |
| 14 | 56,861 | 565 | 396 |
| 15 | 57,426 | 571 | 400 |
| 16 | 57,997 | 576 | 404 |
| 17 | 58,573 | 582 | 408 |
| 18 | 59,155 | 588 | 412 |
| 19 | 59,743 | 594 | 416 |
| 20 | 60,337 | 600 | 420 |
| TOTAL | $10,937 | $7,656 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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