• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from The Blue Grass Valley Bank with 0.35% - April 2025


Long-Term Analysis of The Citizens Bank of Georgia with 0.10% APY and Resource Bank, National Association with 0.34% APY and Resource Bank, National Association with 0.36% APY and Resource Bank, National Association with 0.51% APY and Hoosier Heartland State Bank with 0.10% APY and Farmers Bank and Trust Company with 0.29% APY and Farmers Bank and Trust Company with 0.08% APY and Farmers Bank and Trust Company with 0.30% APY and Eaton Federal Savings Bank with 0.20% APY and GREATER METRO with 0.20% APY and The Blue Grass Valley Bank with 0.35% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    The Citizens Bank of Georgia
    0.10%
    -
    $50,000
    6 Month
    Bank
    0.25x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 2
    LOCAL CD
    Resource Bank, National Association
    0.34%
    -
    $50,000
    24 Month
    Bank
    0.52x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.34%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 170 119
    2 50,170 171 119
    3 50,341 171 120
    4 50,512 172 120
    5 50,683 172 121
    6 50,856 173 121
    7 51,029 173 121
    8 51,202 174 122
    9 51,376 175 122
    10 51,551 175 123
    11 51,726 176 123
    12 51,902 176 124
    13 52,079 177 124
    14 52,256 178 124
    15 52,433 178 125
    16 52,612 179 125
    17 52,790 179 126
    18 52,970 180 126
    19 53,150 181 126
    20 53,331 181 127
    TOTAL $3,512 $2,458
  • 3
    LOCAL CD
    Resource Bank, National Association
    0.36%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    0.36%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 180 126
    2 50,180 181 126
    3 50,361 181 127
    4 50,542 182 127
    5 50,724 183 128
    6 50,907 183 128
    7 51,090 184 129
    8 51,274 185 129
    9 51,458 185 130
    10 51,644 186 130
    11 51,829 187 131
    12 52,016 187 131
    13 52,203 188 132
    14 52,391 189 132
    15 52,580 189 133
    16 52,769 190 133
    17 52,959 191 133
    18 53,150 191 134
    19 53,341 192 134
    20 53,533 193 135
    TOTAL $3,726 $2,608
  • 4
    LOCAL CD
    Resource Bank, National Association
    0.51%
    -
    $50,000
    48 Month
    Bank
    0.63x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.51%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 255 179
    2 50,255 256 179
    3 50,511 258 180
    4 50,769 259 181
    5 51,028 260 182
    6 51,288 262 183
    7 51,550 263 184
    8 51,813 264 185
    9 52,077 266 186
    10 52,342 267 187
    11 52,609 268 188
    12 52,878 270 189
    13 53,147 271 190
    14 53,418 272 191
    15 53,691 274 192
    16 53,965 275 193
    17 54,240 277 194
    18 54,516 278 195
    19 54,794 279 196
    20 55,074 281 197
    TOTAL $5,355 $3,748
  • 5
    LOCAL SAVINGS
    Hoosier Heartland State Bank
    0.10%
    -
    $50,000
    N.A.
    Bank
    0.44x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 6
    LOCAL CD
    Farmers Bank and Trust Company
    0.29%
    -
    $50,000
    48 Month
    Bank
    0.36x (National Avg. - 0.82%)
    $500
     
    SCENARIO
    Year Rate
    0.29%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 145 102
    2 50,145 145 102
    3 50,290 146 102
    4 50,436 146 102
    5 50,583 147 103
    6 50,729 147 103
    7 50,876 148 103
    8 51,024 148 104
    9 51,172 148 104
    10 51,320 149 104
    11 51,469 149 104
    12 51,618 150 105
    13 51,768 150 105
    14 51,918 151 105
    15 52,069 151 106
    16 52,220 151 106
    17 52,371 152 106
    18 52,523 152 107
    19 52,675 153 107
    20 52,828 153 107
    TOTAL $2,981 $2,087
  • 7
    LOCAL CD
    Farmers Bank and Trust Company
    0.08%
    -
    $50,000
    6 Month
    Bank
    0.20x (National Avg. - 0.41%)
    $1,000
     
    SCENARIO
    Year Rate
    0.08%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 40 28
    2 50,040 40 28
    3 50,080 40 28
    4 50,120 40 28
    5 50,160 40 28
    6 50,200 40 28
    7 50,240 40 28
    8 50,281 40 28
    9 50,321 40 28
    10 50,361 40 28
    11 50,401 40 28
    12 50,442 40 28
    13 50,482 40 28
    14 50,523 40 28
    15 50,563 40 28
    16 50,603 40 28
    17 50,644 41 28
    18 50,684 41 28
    19 50,725 41 28
    20 50,765 41 28
    TOTAL $806 $564
  • 8
    LOCAL CD
    Farmers Bank and Trust Company
    0.30%
    -
    $50,000
    60 Month
    Bank
    0.33x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 9
    LOCAL MONEY MARKET
    Eaton Federal Savings Bank
    0.20%
    -
    $50,000
    N.A.
    Bank
    0.22x (National Avg. - 0.92%)
    $25,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 10
    LOCAL MONEY MARKET
    GREATER METRO
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    0.22x (National Avg. - 0.92%)
    $2,500
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 11
    LOCAL MONEY MARKET
    The Blue Grass Valley Bank
    0.35%
    -
    $50,000
    N.A.
    Bank
    0.38x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↓0.50% on February 25.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on April 6, 2025

    This page was created in 0.0778 seconds.