This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.97% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 485 | 340 |
| 2 | 50,485 | 490 | 343 |
| 3 | 50,975 | 494 | 346 |
| 4 | 51,469 | 499 | 349 |
| 5 | 51,968 | 504 | 353 |
| 6 | 52,473 | 509 | 356 |
| 7 | 52,981 | 514 | 360 |
| 8 | 53,495 | 519 | 363 |
| 9 | 54,014 | 524 | 367 |
| 10 | 54,538 | 529 | 370 |
| 11 | 55,067 | 534 | 374 |
| 12 | 55,601 | 539 | 378 |
| 13 | 56,141 | 545 | 381 |
| 14 | 56,685 | 550 | 385 |
| 15 | 57,235 | 555 | 389 |
| 16 | 57,790 | 561 | 392 |
| 17 | 58,351 | 566 | 396 |
| 18 | 58,917 | 571 | 400 |
| 19 | 59,488 | 577 | 404 |
| 20 | 60,065 | 583 | 408 |
| TOTAL | $10,648 | $7,454 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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