This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.58% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,790 | 1,253 |
| 2 | 51,790 | 1,854 | 1,298 |
| 3 | 53,644 | 1,920 | 1,344 |
| 4 | 55,565 | 1,989 | 1,392 |
| 5 | 57,554 | 2,060 | 1,442 |
| 6 | 59,614 | 2,134 | 1,494 |
| 7 | 61,748 | 2,211 | 1,547 |
| 8 | 63,959 | 2,290 | 1,603 |
| 9 | 66,249 | 2,372 | 1,660 |
| 10 | 68,620 | 2,457 | 1,720 |
| 11 | 71,077 | 2,545 | 1,781 |
| 12 | 73,622 | 2,636 | 1,845 |
| 13 | 76,257 | 2,730 | 1,911 |
| 14 | 78,987 | 2,828 | 1,979 |
| 15 | 81,815 | 2,929 | 2,050 |
| 16 | 84,744 | 3,034 | 2,124 |
| 17 | 87,778 | 3,142 | 2,200 |
| 18 | 90,920 | 3,255 | 2,278 |
| 19 | 94,175 | 3,371 | 2,360 |
| 20 | 97,547 | 3,492 | 2,445 |
| TOTAL | $51,039 | $35,727 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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