This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,690 | 1,183 |
| 2 | 51,690 | 1,747 | 1,223 |
| 3 | 53,437 | 1,806 | 1,264 |
| 4 | 55,243 | 1,867 | 1,307 |
| 5 | 57,111 | 1,930 | 1,351 |
| 6 | 59,041 | 1,996 | 1,397 |
| 7 | 61,036 | 2,063 | 1,444 |
| 8 | 63,099 | 2,133 | 1,493 |
| 9 | 65,232 | 2,205 | 1,543 |
| 10 | 67,437 | 2,279 | 1,596 |
| 11 | 69,716 | 2,356 | 1,649 |
| 12 | 72,073 | 2,436 | 1,705 |
| 13 | 74,509 | 2,518 | 1,763 |
| 14 | 77,027 | 2,604 | 1,822 |
| 15 | 79,631 | 2,692 | 1,884 |
| 16 | 82,322 | 2,782 | 1,948 |
| 17 | 85,105 | 2,877 | 2,014 |
| 18 | 87,981 | 2,974 | 2,082 |
| 19 | 90,955 | 3,074 | 2,152 |
| 20 | 94,029 | 3,178 | 2,225 |
| TOTAL | $47,208 | $33,045 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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