This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.23% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,115 | 1,481 |
| 2 | 52,115 | 2,204 | 1,543 |
| 3 | 54,319 | 2,298 | 1,608 |
| 4 | 56,617 | 2,395 | 1,676 |
| 5 | 59,012 | 2,496 | 1,747 |
| 6 | 61,508 | 2,602 | 1,821 |
| 7 | 64,110 | 2,712 | 1,898 |
| 8 | 66,822 | 2,827 | 1,979 |
| 9 | 69,649 | 2,946 | 2,062 |
| 10 | 72,595 | 3,071 | 2,150 |
| 11 | 75,665 | 3,201 | 2,240 |
| 12 | 78,866 | 3,336 | 2,335 |
| 13 | 82,202 | 3,477 | 2,434 |
| 14 | 85,679 | 3,624 | 2,537 |
| 15 | 89,303 | 3,778 | 2,644 |
| 16 | 93,081 | 3,937 | 2,756 |
| 17 | 97,018 | 4,104 | 2,873 |
| 18 | 101,122 | 4,277 | 2,994 |
| 19 | 105,400 | 4,458 | 3,121 |
| 20 | 109,858 | 4,647 | 3,253 |
| TOTAL | $64,505 | $45,154 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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