This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.92% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,460 | 1,722 |
| 2 | 52,460 | 2,581 | 1,807 |
| 3 | 55,041 | 2,708 | 1,896 |
| 4 | 57,749 | 2,841 | 1,989 |
| 5 | 60,590 | 2,981 | 2,087 |
| 6 | 63,571 | 3,128 | 2,189 |
| 7 | 66,699 | 3,282 | 2,297 |
| 8 | 69,981 | 3,443 | 2,410 |
| 9 | 73,424 | 3,612 | 2,529 |
| 10 | 77,036 | 3,790 | 2,653 |
| 11 | 80,826 | 3,977 | 2,784 |
| 12 | 84,803 | 4,172 | 2,921 |
| 13 | 88,975 | 4,378 | 3,064 |
| 14 | 93,353 | 4,593 | 3,215 |
| 15 | 97,946 | 4,819 | 3,373 |
| 16 | 102,765 | 5,056 | 3,539 |
| 17 | 107,821 | 5,305 | 3,713 |
| 18 | 113,126 | 5,566 | 3,896 |
| 19 | 118,691 | 5,840 | 4,088 |
| 20 | 124,531 | 6,127 | 4,289 |
| TOTAL | $80,658 | $56,461 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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