This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.30% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,650 | 1,855 |
| 2 | 52,650 | 2,790 | 1,953 |
| 3 | 55,440 | 2,938 | 2,057 |
| 4 | 58,379 | 3,094 | 2,166 |
| 5 | 61,473 | 3,258 | 2,281 |
| 6 | 64,731 | 3,431 | 2,402 |
| 7 | 68,162 | 3,613 | 2,529 |
| 8 | 71,774 | 3,804 | 2,663 |
| 9 | 75,578 | 4,006 | 2,804 |
| 10 | 79,584 | 4,218 | 2,953 |
| 11 | 83,802 | 4,441 | 3,109 |
| 12 | 88,243 | 4,677 | 3,274 |
| 13 | 92,920 | 4,925 | 3,447 |
| 14 | 97,845 | 5,186 | 3,630 |
| 15 | 103,031 | 5,461 | 3,822 |
| 16 | 108,491 | 5,750 | 4,025 |
| 17 | 114,242 | 6,055 | 4,238 |
| 18 | 120,296 | 6,376 | 4,463 |
| 19 | 126,672 | 6,714 | 4,700 |
| 20 | 133,386 | 7,069 | 4,949 |
| TOTAL | $90,455 | $63,319 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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