This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,545 | 1,782 |
| 2 | 52,545 | 2,675 | 1,872 |
| 3 | 55,220 | 2,811 | 1,967 |
| 4 | 58,030 | 2,954 | 2,068 |
| 5 | 60,984 | 3,104 | 2,173 |
| 6 | 64,088 | 3,262 | 2,283 |
| 7 | 67,350 | 3,428 | 2,400 |
| 8 | 70,778 | 3,603 | 2,522 |
| 9 | 74,381 | 3,786 | 2,650 |
| 10 | 78,167 | 3,979 | 2,785 |
| 11 | 82,146 | 4,181 | 2,927 |
| 12 | 86,327 | 4,394 | 3,076 |
| 13 | 90,721 | 4,618 | 3,232 |
| 14 | 95,338 | 4,853 | 3,397 |
| 15 | 100,191 | 5,100 | 3,570 |
| 16 | 105,291 | 5,359 | 3,752 |
| 17 | 110,650 | 5,632 | 3,942 |
| 18 | 116,282 | 5,919 | 4,143 |
| 19 | 122,201 | 6,220 | 4,354 |
| 20 | 128,421 | 6,537 | 4,576 |
| TOTAL | $84,958 | $59,470 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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