This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,520 | 1,064 |
| 2 | 51,520 | 1,566 | 1,096 |
| 3 | 53,086 | 1,614 | 1,130 |
| 4 | 54,700 | 1,663 | 1,164 |
| 5 | 56,363 | 1,713 | 1,199 |
| 6 | 58,076 | 1,766 | 1,236 |
| 7 | 59,842 | 1,819 | 1,273 |
| 8 | 61,661 | 1,874 | 1,312 |
| 9 | 63,536 | 1,931 | 1,352 |
| 10 | 65,467 | 1,990 | 1,393 |
| 11 | 67,457 | 2,051 | 1,435 |
| 12 | 69,508 | 2,113 | 1,479 |
| 13 | 71,621 | 2,177 | 1,524 |
| 14 | 73,798 | 2,243 | 1,570 |
| 15 | 76,042 | 2,312 | 1,618 |
| 16 | 78,353 | 2,382 | 1,667 |
| 17 | 80,735 | 2,454 | 1,718 |
| 18 | 83,190 | 2,529 | 1,770 |
| 19 | 85,719 | 2,606 | 1,824 |
| 20 | 88,324 | 2,685 | 1,880 |
| TOTAL | $41,010 | $28,707 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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