This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.96% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,980 | 1,386 |
| 2 | 51,980 | 2,058 | 1,441 |
| 3 | 54,038 | 2,140 | 1,498 |
| 4 | 56,178 | 2,225 | 1,557 |
| 5 | 58,403 | 2,313 | 1,619 |
| 6 | 60,716 | 2,404 | 1,683 |
| 7 | 63,120 | 2,500 | 1,750 |
| 8 | 65,620 | 2,599 | 1,819 |
| 9 | 68,218 | 2,701 | 1,891 |
| 10 | 70,920 | 2,808 | 1,966 |
| 11 | 73,728 | 2,920 | 2,044 |
| 12 | 76,648 | 3,035 | 2,125 |
| 13 | 79,683 | 3,155 | 2,209 |
| 14 | 82,838 | 3,280 | 2,296 |
| 15 | 86,119 | 3,410 | 2,387 |
| 16 | 89,529 | 3,545 | 2,482 |
| 17 | 93,074 | 3,686 | 2,580 |
| 18 | 96,760 | 3,832 | 2,682 |
| 19 | 100,592 | 3,983 | 2,788 |
| 20 | 104,575 | 4,141 | 2,899 |
| TOTAL | $58,716 | $41,102 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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