This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.01% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,005 | 1,404 |
| 2 | 52,005 | 2,085 | 1,460 |
| 3 | 54,090 | 2,169 | 1,518 |
| 4 | 56,259 | 2,256 | 1,579 |
| 5 | 58,515 | 2,346 | 1,643 |
| 6 | 60,862 | 2,441 | 1,708 |
| 7 | 63,302 | 2,538 | 1,777 |
| 8 | 65,841 | 2,640 | 1,848 |
| 9 | 68,481 | 2,746 | 1,922 |
| 10 | 71,227 | 2,856 | 1,999 |
| 11 | 74,083 | 2,971 | 2,080 |
| 12 | 77,054 | 3,090 | 2,163 |
| 13 | 80,144 | 3,214 | 2,250 |
| 14 | 83,358 | 3,343 | 2,340 |
| 15 | 86,700 | 3,477 | 2,434 |
| 16 | 90,177 | 3,616 | 2,531 |
| 17 | 93,793 | 3,761 | 2,633 |
| 18 | 97,554 | 3,912 | 2,738 |
| 19 | 101,466 | 4,069 | 2,848 |
| 20 | 105,535 | 4,232 | 2,962 |
| TOTAL | $59,767 | $41,837 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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