This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,190 | 1,533 |
| 2 | 52,190 | 2,286 | 1,600 |
| 3 | 54,476 | 2,386 | 1,670 |
| 4 | 56,862 | 2,491 | 1,743 |
| 5 | 59,353 | 2,600 | 1,820 |
| 6 | 61,952 | 2,714 | 1,899 |
| 7 | 64,666 | 2,832 | 1,983 |
| 8 | 67,498 | 2,956 | 2,069 |
| 9 | 70,454 | 3,086 | 2,160 |
| 10 | 73,540 | 3,221 | 2,255 |
| 11 | 76,761 | 3,362 | 2,354 |
| 12 | 80,124 | 3,509 | 2,457 |
| 13 | 83,633 | 3,663 | 2,564 |
| 14 | 87,296 | 3,824 | 2,676 |
| 15 | 91,120 | 3,991 | 2,794 |
| 16 | 95,111 | 4,166 | 2,916 |
| 17 | 99,277 | 4,348 | 3,044 |
| 18 | 103,625 | 4,539 | 3,177 |
| 19 | 108,164 | 4,738 | 3,316 |
| 20 | 112,901 | 4,945 | 3,462 |
| TOTAL | $67,846 | $47,492 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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