This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 100.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50,000 | 35,000 |
| 2 | 100,000 | 100,000 | 70,000 |
| 3 | 200,000 | 200,000 | 140,000 |
| 4 | 400,000 | 400,000 | 280,000 |
| 5 | 800,000 | 800,000 | 560,000 |
| 6 | 1,600,000 | 1,600,000 | 1,120,000 |
| 7 | 3,200,000 | 3,200,000 | 2,240,000 |
| 8 | 6,400,000 | 6,400,000 | 4,480,000 |
| 9 | 12,800,000 | 12,800,000 | 8,960,000 |
| 10 | 25,600,000 | 25,600,000 | 17,920,000 |
| 11 | 51,200,000 | 51,200,000 | 35,840,000 |
| 12 | 102,400,000 | 102,400,000 | 71,680,000 |
| 13 | 204,800,000 | 204,800,000 | 143,360,000 |
| 14 | 409,600,000 | 409,600,000 | 286,720,000 |
| 15 | 819,200,000 | 819,200,000 | 573,440,000 |
| 16 | 1,638,400,000 | 1,638,400,000 | 1,146,880,000 |
| 17 | 3,276,800,000 | 3,276,800,000 | 2,293,760,000 |
| 18 | 6,553,600,000 | 6,553,600,000 | 4,587,520,000 |
| 19 | 13,107,200,000 | 13,107,200,000 | 9,175,040,000 |
| 20 | 26,214,400,000 | 26,214,400,000 | 18,350,080,000 |
| TOTAL | $52,428,750,000 | $36,700,125,000 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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