This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,020 | 1,414 |
| 2 | 52,020 | 2,102 | 1,471 |
| 3 | 54,122 | 2,187 | 1,531 |
| 4 | 56,308 | 2,275 | 1,592 |
| 5 | 58,583 | 2,367 | 1,657 |
| 6 | 60,950 | 2,462 | 1,724 |
| 7 | 63,412 | 2,562 | 1,793 |
| 8 | 65,974 | 2,665 | 1,866 |
| 9 | 68,639 | 2,773 | 1,941 |
| 10 | 71,412 | 2,885 | 2,020 |
| 11 | 74,297 | 3,002 | 2,101 |
| 12 | 77,299 | 3,123 | 2,186 |
| 13 | 80,422 | 3,249 | 2,274 |
| 14 | 83,671 | 3,380 | 2,366 |
| 15 | 87,051 | 3,517 | 2,462 |
| 16 | 90,568 | 3,659 | 2,561 |
| 17 | 94,227 | 3,807 | 2,665 |
| 18 | 98,034 | 3,961 | 2,772 |
| 19 | 101,994 | 4,121 | 2,884 |
| 20 | 106,115 | 4,287 | 3,001 |
| TOTAL | $60,402 | $42,281 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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