This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.93% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,465 | 1,726 |
| 2 | 52,465 | 2,587 | 1,811 |
| 3 | 55,052 | 2,714 | 1,900 |
| 4 | 57,766 | 2,848 | 1,993 |
| 5 | 60,613 | 2,988 | 2,092 |
| 6 | 63,602 | 3,136 | 2,195 |
| 7 | 66,737 | 3,290 | 2,303 |
| 8 | 70,027 | 3,452 | 2,417 |
| 9 | 73,480 | 3,623 | 2,536 |
| 10 | 77,102 | 3,801 | 2,661 |
| 11 | 80,903 | 3,989 | 2,792 |
| 12 | 84,892 | 4,185 | 2,930 |
| 13 | 89,077 | 4,392 | 3,074 |
| 14 | 93,469 | 4,608 | 3,226 |
| 15 | 98,077 | 4,835 | 3,385 |
| 16 | 102,912 | 5,074 | 3,551 |
| 17 | 107,985 | 5,324 | 3,727 |
| 18 | 113,309 | 5,586 | 3,910 |
| 19 | 118,895 | 5,862 | 4,103 |
| 20 | 124,757 | 6,151 | 4,305 |
| TOTAL | $80,907 | $56,635 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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