This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.01% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 505 | 354 |
| 2 | 50,505 | 510 | 357 |
| 3 | 51,015 | 515 | 361 |
| 4 | 51,530 | 520 | 364 |
| 5 | 52,051 | 526 | 368 |
| 6 | 52,577 | 531 | 372 |
| 7 | 53,108 | 536 | 375 |
| 8 | 53,644 | 542 | 379 |
| 9 | 54,186 | 547 | 383 |
| 10 | 54,733 | 553 | 387 |
| 11 | 55,286 | 558 | 391 |
| 12 | 55,844 | 564 | 395 |
| 13 | 56,408 | 570 | 399 |
| 14 | 56,978 | 575 | 403 |
| 15 | 57,553 | 581 | 407 |
| 16 | 58,135 | 587 | 411 |
| 17 | 58,722 | 593 | 415 |
| 18 | 59,315 | 599 | 419 |
| 19 | 59,914 | 605 | 424 |
| 20 | 60,519 | 611 | 428 |
| TOTAL | $11,130 | $7,791 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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