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Comparison of Deposit Account from SOUTHWEST FINANCIAL with 0.50% - April 2025

Long-Term Analysis of FIRST FINANCIAL with 1.21% APY and LIBERTYONE with 0.45% APY and SOUTHWEST FINANCIAL with 0.50% APY and AIR FORCE with 5.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

FIRST FINANCIAL

1.21%

$50,000

60 Month

Credit Union

1.32x (National Avg. - 0.92%)

$25,000

SCENARIO

Year	Rate 1.21%	Annual Interest	Annual Interest (After Tax)
1	50,000	605	424
2	50,605	612	429
3	51,217	620	434
4	51,837	627	439
5	52,464	635	444
6	53,099	642	450
7	53,742	650	455
8	54,392	658	461
9	55,050	666	466
10	55,716	674	472
11	56,390	682	478
12	57,073	691	483
13	57,763	699	489
14	58,462	707	495
15	59,170	716	501
16	59,885	725	507
17	60,610	733	513
18	61,343	742	520
19	62,086	751	526
20	62,837	760	532
	TOTAL	$13,597	$9,518

LOCAL CD

LIBERTYONE

0.45%

$50,000

12 Month

Credit Union

0.82x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

SOUTHWEST FINANCIAL

0.50%

$50,000

12 Month

Credit Union

0.91x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

AIR FORCE

5.25%

$50,000

7 Month

Credit Union

N.A.

$1,000

SCENARIO

Year	Rate 5.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,625	1,838
2	52,625	2,763	1,934
3	55,388	2,908	2,036
4	58,296	3,061	2,142
5	61,356	3,221	2,255
6	64,577	3,390	2,373
7	67,968	3,568	2,498
8	71,536	3,756	2,629
9	75,292	3,953	2,767
10	79,244	4,160	2,912
11	83,405	4,379	3,065
12	87,784	4,609	3,226
13	92,392	4,851	3,395
14	97,243	5,105	3,574
15	102,348	5,373	3,761
16	107,721	5,655	3,959
17	113,377	5,952	4,167
18	119,329	6,265	4,385
19	125,594	6,594	4,616
20	132,187	6,940	4,858
	TOTAL	$89,127	$62,389

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.

Compare Savings vs. CDs Comparison of Deposit Account from SOUTHWEST FINANCIAL with 0.50% - April 2025

Long-Term Analysis of FIRST FINANCIAL with 1.21% APY and LIBERTYONE with 0.45% APY and SOUTHWEST FINANCIAL with 0.50% APY and AIR FORCE with 5.25% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from SOUTHWEST FINANCIAL with 0.50% - April 2025