This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.92% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 960 | 672 |
| 2 | 50,960 | 978 | 685 |
| 3 | 51,938 | 997 | 698 |
| 4 | 52,936 | 1,016 | 711 |
| 5 | 53,952 | 1,036 | 725 |
| 6 | 54,988 | 1,056 | 739 |
| 7 | 56,044 | 1,076 | 753 |
| 8 | 57,120 | 1,097 | 768 |
| 9 | 58,216 | 1,118 | 782 |
| 10 | 59,334 | 1,139 | 797 |
| 11 | 60,473 | 1,161 | 813 |
| 12 | 61,634 | 1,183 | 828 |
| 13 | 62,818 | 1,206 | 844 |
| 14 | 64,024 | 1,229 | 860 |
| 15 | 65,253 | 1,253 | 877 |
| 16 | 66,506 | 1,277 | 894 |
| 17 | 67,783 | 1,301 | 911 |
| 18 | 69,084 | 1,326 | 928 |
| 19 | 70,411 | 1,352 | 946 |
| 20 | 71,763 | 1,378 | 964 |
| TOTAL | $23,141 | $16,198 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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