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Comparison of Deposit Account from SNB Bank, National Association with 0.24% - April 2025


Long-Term Analysis of American Express Bank, FSB with 3.70% APY and Signature Bank of Georgia with 0.21% APY and DAKOTA PLAINS with 0.25% APY and FRIENDS AND FAMILY CREDIT UNION INC with 0.40% APY and SRU with 0.65% APY and SNB Bank, National Association with 0.24% APY and Rocky Mountain Bank with 0.30% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    ONLINE SAVINGS
    American Express Bank, FSB
    3.70%
    -
    $50,000
    N.A.
    Online Bank
    16.44x (National Avg. - 0.23%)
    $0
     
    SCENARIO
    Year Rate
    3.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,850 1,295
    2 51,850 1,918 1,343
    3 53,768 1,989 1,393
    4 55,758 2,063 1,444
    5 57,821 2,139 1,498
    6 59,960 2,219 1,553
    7 62,179 2,301 1,610
    8 64,479 2,386 1,670
    9 66,865 2,474 1,732
    10 69,339 2,566 1,796
    11 71,905 2,660 1,862
    12 74,565 2,759 1,931
    13 77,324 2,861 2,003
    14 80,185 2,967 2,077
    15 83,152 3,077 2,154
    16 86,229 3,190 2,233
    17 89,419 3,309 2,316
    18 92,728 3,431 2,402
    19 96,158 3,558 2,491
    20 99,716 3,690 2,583
    TOTAL $53,406 $37,384
  • 2
    LOCAL CD
    Signature Bank of Georgia
    0.21%
    -
    $50,000
    6 Month
    Bank
    0.52x (National Avg. - 0.41%)
    $1,000
     
    SCENARIO
    Year Rate
    0.21%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 105 74
    2 50,105 105 74
    3 50,210 105 74
    4 50,316 106 74
    5 50,421 106 74
    6 50,527 106 74
    7 50,633 106 74
    8 50,740 107 75
    9 50,846 107 75
    10 50,953 107 75
    11 51,060 107 75
    12 51,167 107 75
    13 51,275 108 75
    14 51,382 108 76
    15 51,490 108 76
    16 51,598 108 76
    17 51,707 109 76
    18 51,815 109 76
    19 51,924 109 76
    20 52,033 109 76
    TOTAL $2,142 $1,500
  • 3
    LOCAL MONEY MARKET
    DAKOTA PLAINS
    0.25%
    -
    $50,000
    N.A.
    Credit Union
    0.62x (National Avg. - 0.41%)
    $25,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 4
    LOCAL CD
    FRIENDS AND FAMILY CREDIT UNION INC
    0.40%
    -
    $50,000
    48 Month
    Credit Union
    0.49x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 5
    LOCAL CD
    SRU
    0.65%
    -
    $50,000
    12 Month
    Credit Union
    1.18x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 6
    LOCAL CD
    SNB Bank, National Association
    0.24%
    -
    $50,000
    24 Month
    Bank
    0.36x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.24%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 120 84
    2 50,120 120 84
    3 50,240 121 84
    4 50,361 121 85
    5 50,482 121 85
    6 50,603 121 85
    7 50,724 122 85
    8 50,846 122 85
    9 50,968 122 86
    10 51,090 123 86
    11 51,213 123 86
    12 51,336 123 86
    13 51,459 124 86
    14 51,583 124 87
    15 51,706 124 87
    16 51,831 124 87
    17 51,955 125 87
    18 52,080 125 87
    19 52,205 125 88
    20 52,330 126 88
    TOTAL $2,456 $1,719
  • 7
    LOCAL CD
    Rocky Mountain Bank
    0.30%
    -
    $50,000
    6 Month
    Bank
    0.74x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161

    All calculations are for demonstration purposes only.

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