This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.17% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,085 | 1,460 |
| 2 | 52,085 | 2,172 | 1,520 |
| 3 | 54,257 | 2,263 | 1,584 |
| 4 | 56,519 | 2,357 | 1,650 |
| 5 | 58,876 | 2,455 | 1,719 |
| 6 | 61,331 | 2,558 | 1,790 |
| 7 | 63,889 | 2,664 | 1,865 |
| 8 | 66,553 | 2,775 | 1,943 |
| 9 | 69,328 | 2,891 | 2,024 |
| 10 | 72,219 | 3,012 | 2,108 |
| 11 | 75,231 | 3,137 | 2,196 |
| 12 | 78,368 | 3,268 | 2,288 |
| 13 | 81,636 | 3,404 | 2,383 |
| 14 | 85,040 | 3,546 | 2,482 |
| 15 | 88,586 | 3,694 | 2,586 |
| 16 | 92,281 | 3,848 | 2,694 |
| 17 | 96,129 | 4,009 | 2,806 |
| 18 | 100,137 | 4,176 | 2,923 |
| 19 | 104,313 | 4,350 | 3,045 |
| 20 | 108,663 | 4,531 | 3,172 |
| TOTAL | $63,194 | $44,236 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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