This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.89% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,445 | 1,012 |
| 2 | 51,445 | 1,487 | 1,041 |
| 3 | 52,932 | 1,530 | 1,071 |
| 4 | 54,461 | 1,574 | 1,102 |
| 5 | 56,035 | 1,619 | 1,134 |
| 6 | 57,655 | 1,666 | 1,166 |
| 7 | 59,321 | 1,714 | 1,200 |
| 8 | 61,035 | 1,764 | 1,235 |
| 9 | 62,799 | 1,815 | 1,270 |
| 10 | 64,614 | 1,867 | 1,307 |
| 11 | 66,482 | 1,921 | 1,345 |
| 12 | 68,403 | 1,977 | 1,384 |
| 13 | 70,380 | 2,034 | 1,424 |
| 14 | 72,414 | 2,093 | 1,465 |
| 15 | 74,507 | 2,153 | 1,507 |
| 16 | 76,660 | 2,215 | 1,551 |
| 17 | 78,875 | 2,279 | 1,596 |
| 18 | 81,155 | 2,345 | 1,642 |
| 19 | 83,500 | 2,413 | 1,689 |
| 20 | 85,913 | 2,483 | 1,738 |
| TOTAL | $38,396 | $26,877 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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