This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,225 | 858 |
| 2 | 51,225 | 1,255 | 879 |
| 3 | 52,480 | 1,286 | 900 |
| 4 | 53,766 | 1,317 | 922 |
| 5 | 55,083 | 1,350 | 945 |
| 6 | 56,433 | 1,383 | 968 |
| 7 | 57,815 | 1,416 | 992 |
| 8 | 59,232 | 1,451 | 1,016 |
| 9 | 60,683 | 1,487 | 1,041 |
| 10 | 62,170 | 1,523 | 1,066 |
| 11 | 63,693 | 1,560 | 1,092 |
| 12 | 65,253 | 1,599 | 1,119 |
| 13 | 66,852 | 1,638 | 1,147 |
| 14 | 68,490 | 1,678 | 1,175 |
| 15 | 70,168 | 1,719 | 1,203 |
| 16 | 71,887 | 1,761 | 1,233 |
| 17 | 73,648 | 1,804 | 1,263 |
| 18 | 75,452 | 1,849 | 1,294 |
| 19 | 77,301 | 1,894 | 1,326 |
| 20 | 79,195 | 1,940 | 1,358 |
| TOTAL | $31,135 | $21,795 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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