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Comparison of Deposit Account from Security Savings Bank with 0.40% - April 2025


Long-Term Analysis of Security Savings Bank with 0.40% APY and First Community Bank with 1.12% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Security Savings Bank
    0.40%
    -
    $50,000
    18 Month
    Bank
    0.69x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 2
    LOCAL CD
    First Community Bank
    1.12%
    -
    $50,000
    36 Month
    Bank
    1.49x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    1.12%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 560 392
    2 50,560 566 396
    3 51,126 573 401
    4 51,699 579 405
    5 52,278 586 410
    6 52,863 592 414
    7 53,455 599 419
    8 54,054 605 424
    9 54,660 612 429
    10 55,272 619 433
    11 55,891 626 438
    12 56,517 633 443
    13 57,150 640 448
    14 57,790 647 453
    15 58,437 654 458
    16 59,092 662 463
    17 59,753 669 468
    18 60,423 677 474
    19 61,099 684 479
    20 61,784 692 484
    TOTAL $12,476 $8,733

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↓0.50% on February 25.

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    Last Update on April 1, 2025

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