This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 655 | 459 |
| 2 | 50,655 | 664 | 465 |
| 3 | 51,319 | 672 | 471 |
| 4 | 51,991 | 681 | 477 |
| 5 | 52,672 | 690 | 483 |
| 6 | 53,362 | 699 | 489 |
| 7 | 54,061 | 708 | 496 |
| 8 | 54,769 | 717 | 502 |
| 9 | 55,487 | 727 | 509 |
| 10 | 56,214 | 736 | 515 |
| 11 | 56,950 | 746 | 522 |
| 12 | 57,696 | 756 | 529 |
| 13 | 58,452 | 766 | 536 |
| 14 | 59,218 | 776 | 543 |
| 15 | 59,993 | 786 | 550 |
| 16 | 60,779 | 796 | 557 |
| 17 | 61,575 | 807 | 565 |
| 18 | 62,382 | 817 | 572 |
| 19 | 63,199 | 828 | 580 |
| 20 | 64,027 | 839 | 587 |
| TOTAL | $14,866 | $10,406 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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