This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.06% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,030 | 1,421 |
| 2 | 52,030 | 2,112 | 1,479 |
| 3 | 54,142 | 2,198 | 1,539 |
| 4 | 56,341 | 2,287 | 1,601 |
| 5 | 58,628 | 2,380 | 1,666 |
| 6 | 61,008 | 2,477 | 1,734 |
| 7 | 63,485 | 2,578 | 1,804 |
| 8 | 66,063 | 2,682 | 1,878 |
| 9 | 68,745 | 2,791 | 1,954 |
| 10 | 71,536 | 2,904 | 2,033 |
| 11 | 74,440 | 3,022 | 2,116 |
| 12 | 77,463 | 3,145 | 2,201 |
| 13 | 80,608 | 3,273 | 2,291 |
| 14 | 83,880 | 3,406 | 2,384 |
| 15 | 87,286 | 3,544 | 2,481 |
| 16 | 90,830 | 3,688 | 2,581 |
| 17 | 94,517 | 3,837 | 2,686 |
| 18 | 98,355 | 3,993 | 2,795 |
| 19 | 102,348 | 4,155 | 2,909 |
| 20 | 106,503 | 4,324 | 3,027 |
| TOTAL | $60,827 | $42,579 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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