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Comparison of Deposit Account from SAN PATRICIO COUNTY TEACHERS with 1.30% - November 2024


Long-Term Analysis of The Callaway Bank with 0.94% APY and SAN PATRICIO COUNTY TEACHERS with 1.30% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    The Callaway Bank
    0.94%
    -
    $50,000
    36 Month
    Bank
    1.26x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.94%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 472 330
    2 50,472 476 333
    3 50,947 480 336
    4 51,428 485 339
    5 51,913 490 343
    6 52,402 494 346
    7 52,897 499 349
    8 53,395 504 352
    9 53,899 508 356
    10 54,407 513 359
    11 54,920 518 363
    12 55,438 523 366
    13 55,961 528 369
    14 56,489 533 373
    15 57,021 538 376
    16 57,559 543 380
    17 58,102 548 384
    18 58,650 553 387
    19 59,203 558 391
    20 59,761 564 394
    TOTAL $10,325 $7,227
  • 2
    LOCAL CD
    SAN PATRICIO COUNTY TEACHERS
    1.30%
    -
    $50,000
    36 Month
    Credit Union
    1.73x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    1.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 650 455
    2 50,650 658 461
    3 51,308 667 467
    4 51,975 676 473
    5 52,651 684 479
    6 53,336 693 485
    7 54,029 702 492
    8 54,731 712 498
    9 55,443 721 505
    10 56,164 730 511
    11 56,894 740 518
    12 57,633 749 524
    13 58,383 759 531
    14 59,142 769 538
    15 59,910 779 545
    16 60,689 789 552
    17 61,478 799 559
    18 62,277 810 567
    19 63,087 820 574
    20 63,907 831 582
    TOTAL $14,738 $10,317

    All calculations are for demonstration purposes only.

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