This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
| Year | Rate 0.79% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 395 | 277 |
| 2 | 50,395 | 398 | 279 |
| 3 | 50,793 | 401 | 281 |
| 4 | 51,194 | 404 | 283 |
| 5 | 51,599 | 408 | 285 |
| 6 | 52,006 | 411 | 288 |
| 7 | 52,417 | 414 | 290 |
| 8 | 52,831 | 417 | 292 |
| 9 | 53,249 | 421 | 294 |
| 10 | 53,669 | 424 | 297 |
| 11 | 54,093 | 427 | 299 |
| 12 | 54,521 | 431 | 301 |
| 13 | 54,951 | 434 | 304 |
| 14 | 55,386 | 438 | 306 |
| 15 | 55,823 | 441 | 309 |
| 16 | 56,264 | 444 | 311 |
| 17 | 56,709 | 448 | 314 |
| 18 | 57,157 | 452 | 316 |
| 19 | 57,608 | 455 | 319 |
| 20 | 58,063 | 459 | 321 |
| TOTAL | $8,522 | $5,965 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.60% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.55% |
$50,000 |
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|
Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$25,000 |
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|
Last change: ↓0.10% on February 17. |
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|
|
4.50% |
$25,000 |
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|
Last change: ↓0.85% on August 7, 2024. |
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