This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 475 | 333 |
| 2 | 50,475 | 480 | 336 |
| 3 | 50,955 | 484 | 339 |
| 4 | 51,439 | 489 | 342 |
| 5 | 51,927 | 493 | 345 |
| 6 | 52,421 | 498 | 349 |
| 7 | 52,919 | 503 | 352 |
| 8 | 53,421 | 508 | 355 |
| 9 | 53,929 | 512 | 359 |
| 10 | 54,441 | 517 | 362 |
| 11 | 54,958 | 522 | 365 |
| 12 | 55,480 | 527 | 369 |
| 13 | 56,007 | 532 | 372 |
| 14 | 56,540 | 537 | 376 |
| 15 | 57,077 | 542 | 380 |
| 16 | 57,619 | 547 | 383 |
| 17 | 58,166 | 553 | 387 |
| 18 | 58,719 | 558 | 390 |
| 19 | 59,277 | 563 | 394 |
| 20 | 59,840 | 568 | 398 |
| TOTAL | $10,408 | $7,286 |
| Year | Rate 0.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 105 | 74 |
| 2 | 50,105 | 105 | 74 |
| 3 | 50,210 | 105 | 74 |
| 4 | 50,316 | 106 | 74 |
| 5 | 50,421 | 106 | 74 |
| 6 | 50,527 | 106 | 74 |
| 7 | 50,633 | 106 | 74 |
| 8 | 50,740 | 107 | 75 |
| 9 | 50,846 | 107 | 75 |
| 10 | 50,953 | 107 | 75 |
| 11 | 51,060 | 107 | 75 |
| 12 | 51,167 | 107 | 75 |
| 13 | 51,275 | 108 | 75 |
| 14 | 51,382 | 108 | 76 |
| 15 | 51,490 | 108 | 76 |
| 16 | 51,598 | 108 | 76 |
| 17 | 51,707 | 109 | 76 |
| 18 | 51,815 | 109 | 76 |
| 19 | 51,924 | 109 | 76 |
| 20 | 52,033 | 109 | 76 |
| TOTAL | $2,142 | $1,500 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
Learn More | |
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Last change: ↓0.10% on February 9. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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