This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 475 | 333 |
| 2 | 50,475 | 480 | 336 |
| 3 | 50,955 | 484 | 339 |
| 4 | 51,439 | 489 | 342 |
| 5 | 51,927 | 493 | 345 |
| 6 | 52,421 | 498 | 349 |
| 7 | 52,919 | 503 | 352 |
| 8 | 53,421 | 508 | 355 |
| 9 | 53,929 | 512 | 359 |
| 10 | 54,441 | 517 | 362 |
| 11 | 54,958 | 522 | 365 |
| 12 | 55,480 | 527 | 369 |
| 13 | 56,007 | 532 | 372 |
| 14 | 56,540 | 537 | 376 |
| 15 | 57,077 | 542 | 380 |
| 16 | 57,619 | 547 | 383 |
| 17 | 58,166 | 553 | 387 |
| 18 | 58,719 | 558 | 390 |
| 19 | 59,277 | 563 | 394 |
| 20 | 59,840 | 568 | 398 |
| TOTAL | $10,408 | $7,286 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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