This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,515 | 1,761 |
| 2 | 52,515 | 2,642 | 1,849 |
| 3 | 55,157 | 2,774 | 1,942 |
| 4 | 57,931 | 2,914 | 2,040 |
| 5 | 60,845 | 3,060 | 2,142 |
| 6 | 63,905 | 3,214 | 2,250 |
| 7 | 67,120 | 3,376 | 2,363 |
| 8 | 70,496 | 3,546 | 2,482 |
| 9 | 74,042 | 3,724 | 2,607 |
| 10 | 77,766 | 3,912 | 2,738 |
| 11 | 81,678 | 4,108 | 2,876 |
| 12 | 85,786 | 4,315 | 3,021 |
| 13 | 90,101 | 4,532 | 3,172 |
| 14 | 94,633 | 4,760 | 3,332 |
| 15 | 99,393 | 4,999 | 3,500 |
| 16 | 104,393 | 5,251 | 3,676 |
| 17 | 109,644 | 5,515 | 3,861 |
| 18 | 115,159 | 5,792 | 4,055 |
| 19 | 120,951 | 6,084 | 4,259 |
| 20 | 127,035 | 6,390 | 4,473 |
| TOTAL | $83,425 | $58,398 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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