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Comparison of Deposit Account from RIVERSIDE COMMUNITY with 0.85% - April 2025


Long-Term Analysis of RIVERSIDE COMMUNITY with 0.85% APY and Aquesta Bank with 0.49% APY and Community Bank with 0.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    RIVERSIDE COMMUNITY
    0.85%
    -
    $50,000
    12 Month
    Credit Union
    1.54x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 2
    N.A.
    Aquesta Bank
    0.49%
    -
    $50,000
    N.A.
    Bank
    0.88x (National Avg. - 0.55%)
    $25,000
     
    SCENARIO
    Year Rate
    0.49%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 244 170
    2 50,244 245 171
    3 50,488 246 172
    4 50,734 247 173
    5 50,981 248 174
    6 51,229 249 175
    7 51,479 251 175
    8 51,730 252 176
    9 51,982 253 177
    10 52,235 254 178
    11 52,489 256 179
    12 52,745 257 180
    13 53,002 258 181
    14 53,260 259 182
    15 53,519 261 182
    16 53,780 262 183
    17 54,042 263 184
    18 54,305 264 185
    19 54,569 266 186
    20 54,835 267 187
    TOTAL $5,102 $3,571
  • 3
    LOCAL CD
    Community Bank
    0.25%
    -
    $50,000
    6 Month
    Bank
    0.62x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792

    All calculations are for demonstration purposes only.

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