This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.89% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 445 | 312 |
| 2 | 50,445 | 449 | 314 |
| 3 | 50,894 | 453 | 317 |
| 4 | 51,347 | 457 | 320 |
| 5 | 51,804 | 461 | 323 |
| 6 | 52,265 | 465 | 326 |
| 7 | 52,730 | 469 | 329 |
| 8 | 53,199 | 473 | 331 |
| 9 | 53,673 | 478 | 334 |
| 10 | 54,151 | 482 | 337 |
| 11 | 54,633 | 486 | 340 |
| 12 | 55,119 | 491 | 343 |
| 13 | 55,609 | 495 | 346 |
| 14 | 56,104 | 499 | 350 |
| 15 | 56,604 | 504 | 353 |
| 16 | 57,107 | 508 | 356 |
| 17 | 57,616 | 513 | 359 |
| 18 | 58,128 | 517 | 362 |
| 19 | 58,646 | 522 | 365 |
| 20 | 59,168 | 527 | 369 |
| TOTAL | $9,694 | $6,786 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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