This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.87% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,435 | 1,705 |
| 2 | 52,435 | 2,554 | 1,788 |
| 3 | 54,989 | 2,678 | 1,875 |
| 4 | 57,667 | 2,808 | 1,966 |
| 5 | 60,475 | 2,945 | 2,062 |
| 6 | 63,420 | 3,089 | 2,162 |
| 7 | 66,509 | 3,239 | 2,267 |
| 8 | 69,748 | 3,397 | 2,378 |
| 9 | 73,144 | 3,562 | 2,493 |
| 10 | 76,706 | 3,736 | 2,615 |
| 11 | 80,442 | 3,918 | 2,742 |
| 12 | 84,359 | 4,108 | 2,876 |
| 13 | 88,468 | 4,308 | 3,016 |
| 14 | 92,776 | 4,518 | 3,163 |
| 15 | 97,294 | 4,738 | 3,317 |
| 16 | 102,033 | 4,969 | 3,478 |
| 17 | 107,002 | 5,211 | 3,648 |
| 18 | 112,213 | 5,465 | 3,825 |
| 19 | 117,677 | 5,731 | 4,012 |
| 20 | 123,408 | 6,010 | 4,207 |
| TOTAL | $79,418 | $55,593 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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